Cooperative Car Insurance

Website: Cooperative

Cooperative Car Insurance Online Quote: Cooperative Online Quote

Phone Cooperative Car Insurance: 08457 46 46 46

Co-operative Insurance's car insurance is reasonably priced and available to average drivers, young drivers and residents of Northern Ireland – although its postcode database seems flaky. Policies include legal cover and basic breakdown cover, and no claims discount protection is available once your discount reaches five years.

• Includes Northern Ireland
• Free roadside protection and legal cover
• No claims discount protection (5 years minimum)

Co-operative Insurance's car insurance is for people who want to buy from ethical firms: CIS makes a big show of its social credentials, which are bound to appeal to politically aware types. However, warm and fuzzy sentiments don't necessarily make for bad business, and CIS promises to offer competitive quotes. Discounts are available for young drivers who possess a Pass Plus certificate, and policies include breakdown cover and legal protection. No claims discount protection is also available, although not until your discount reaches 5 years. Unusually, CIS will happily insure Northern Ireland residents. Our Corsa quote was £448.57 on a low £50 excess, but the site refused to quote for our 4x4 – not because it's a flash car, but because it couldn't find our (real) postcode in its database.