Swinton Car Insurance

Website: Swinton

Phone Swinton Car Insurance: 0800 0961 187

Swinton Car Insurance offers car insurance from 20 different companies. Available options include no claims discount protection, audio equipment cover, a courtesy car and medical cover. Online quotes are not available for modified or imported vehicles, or for residents of Northern Ireland.

• Courtesy car
• Instant online quotation
• No claims discount protection
• Audio cover
• 20 different insurers
• £40.00 cashback
• Up to 25% online discount
• Up to 65% no claims discount
• 3 months free personal accident cover

Swinton Car Insurance offers low-cost car insurance from a panel of 20 different firms, but it's not available to riskier drivers: if you're driving an import, live in Northern Ireland or have a modified car, then the site won't give you a quote (although you're urged to call them instead).

The Swinton Car Insurance site has been given a major overhaul since our last visit, and premiums have improved too: quotes that were in the region of £800 have fallen to much more reasonable levels – at least in the case of our city driver, who was quoted £320.83 for his car insurance. However, our 4x4 owner would pay a rather scary £762.66 for insurance from Swinton Car Insurance, which is considerably higher than the average £500 premium from the Internet-only brigade.

Swinton Car Insurance is the biggest broker on the high street, and its buying power means that when its prices are low, they're very low. However as our 4x4 owner discovered, not all premiums are at rock-bottom prices and if you're driving a high-risk vehicle or tend to pay through the nose for insurance, a specialist broker might be a better bet.