Hastings Direct Car Insurance
Website: Hastings Direct
Phone Hastings Direct Car Insurance: 0844 879 3033
Low premiums for low-risk drivers and a decent range of options plus a half-price MOT with every quote. Shame about the website, though.
- Easy to use
- Quick quote
- Good driver
- No-claims bonus
- Low cost
During our test quote, using two separate browsers on a Mac, the handy hints on the Hastings Direct Car Insurance website obscure the bit of the form you're currently trying to complete. But once we stopped being annoyed by that the rest of the quotation process was simple enough.
Hastings Direct Car Insurance is aimed squarely at low-risk drivers, so if you like pulling handbrake turns in a heavily modified Corsa - or if you're in an unusual occupation such as journalism - then this isn't the insurer for you; where Hastings Direct Car Insurance often features at the lower end of the comparison tables, when we priced our 2006 Ford Mondeo the quote was significantly higher than firms such as More>Than, who were £51 cheaper with a smaller excess.
Excesses for young drivers can be high, but if you're a more sensible driver there's little point in upping the standard excess: a £100 increase only chops £6 from the premium. The firm offers a maximum 65% no-claims bonus, which you can protect for a modest fee.
If you've got a normal car, a normal job and a reasonably blemish-free record, it's worth getting a quote - not least because Hastings Direct Car Insurance is currently offering a half-price Halfords MOT with every quote.