Prudential Home Insurance
Online Quote: Prudential Online Quote
Phone: 0800 300 300
Prudential home insurance offers competitive quotes, although our sample quotes were exceptionally low for a suburban family and exceptionally high for an urban couple. The firm offers discounts for over-50s and 5% off if you apply online.
- Home insurance
- Buildings insurance
- Contents insurance
- Accidental damage insurance
- Legal protection
- Discounts for over-50s
Prudential home insurance has bad news for any arsonists who live in wooden houses: they won't cover you. The usual range of exclusions has been expanded, so if your home isn't made of brick or stone or if you require business use, you won't be able to apply online.
Assuming you're not an arsonist, the quotes were reasonable for our family and awful for our couple: the suburban family was quoted £213.43 for buildings insurance, while our urban couple would pay £390.94 for contents insurance only. In fairness to Prudential Home Insurance, cover is higher than other insurers' policies: a standard £250,000 for buildings and £25,000 for contents.