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AA Home Insurance

Website: AA

Online Quote: AA Online Quote

Phone: 0870 606 0483

AA Home Insurance makes you wade through a hugely complex form before you can get a quote, but premiums are reasonable and there's a 5% discount for online applications.

  • Home insurance
  • Buildings insurance
  • Contents insurance
  • Accidental damage insurance
  • Legal insurance

AA Home Insurance offers 5% discount for online applications, but by the time you've waded through the quote form you'd be forgiven for thinking that 5% is not enough: you need to fill out page after page of detailed information, which is time consuming and slightly confusing.

We encountered some problems with the quote form, too: for a while, we got trapped in a loop where the site said it was calculating our quote and then took us back to the "what is your occupation" question.

Eventually we got our prices: £240.50 for contents insurance for our urban couple, and £219.37 for buildings and contents for our suburban family. Cover is higher than most: by default, AA Home Insurance gives you £30,000 of contents insurance. Like other insurers, you can increase the £50 voluntary excess to reduce your premium; unlike many, there's a hefty APR of 24.9% if you decide to pay in 12 monthly instalments.