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Lombard Home Insurance

Website: Lombard

Online Quote: Lombard Online Quote

Phone: 0800 2 15000

Lombard home insurance offers the usual policies plus automatic cover for Xmas and Wedding presents. Monthly payments are interest free and premiums are very competitive; however, the site had some difficulty with addresses that included unusual numbers such as Flat 2/1.

  • Home insurance
  • Building insurance
  • Contents insurance
  • Accidental damage insurance
  • Legal protection
  • Xmas and wedding gift cover

Lombard home insurance is underwritten by UK Insurance Limited, and the usual discounts apply for burglar alarms and neighbourhood watch. The site is quick and easy to use, eschewing the usual screens of questions for a few simple bits and bobs about you and your home – although the address fields don't cope well with flat numbers such as Flat 2/1, 123 High Street.

Your policy includes automatic cover for Xmas presents and wedding gifts, and if you decide to pay by instalments the payments are interest free. Premiums were reasonable for our couple and competitive for our family: a policy with Lombard home insurance would cost £259.35 (based on £13K contents cover) for our couple and £178.50 (for £98,500 buildings and £19,700 contents) for our family.