SAGA Home Insurance
Online Quote: SAGA Online Quote
Phone: 0800 015 4752
SAGA home insurance promises big discounts for the over-50s, and there's a dedicated homeworker package for self-employed types. However, you need to register before you can get a quote and the premiums aren't as low as you might expect.
- Home insurance
- Contents insurance
- Buildings insurance
- Accidental damage insurance
- Optional golfing insurance
- Over-50s only
SAGA home insurance is based on a simple idea: the over-50s are less likely than younger people to smash up their homes while off their faces on drugs, although of course there are exceptions such as the mad woman who lives next door to us.
The site is a hassle to get into – you have to register before you can get a quote – but the form is simple enough to complete. Business use is excluded; for that, SAGA home insurance has a dedicated homeworker policy. However, prices aren't great: our family was quoted £281.93 for buildings and contents insurance, which is still a lot higher than many insurers.