Standard Life Health Insurance

Website: Standard Life Health Insurance

Standard Life Health Insurance has won multiple awards for its products, and the firm offers three levels of cover. You can go for a cash plan, for private medical insurance, or the Self Pay - Our Choices Plan which combines the two approaches. You can calculate you premium online but there's no online application form.

Standard Life Health Insurance is a multiple award winner in several categories: best company, best provider and best customer service. The firm offers three different kinds of plans: a cash plan, which reimburses you for expenses; medical insurance, and a plan that combines both approaches.

The cheapest product from Standard Life Health Insurance is the health cash plan, which enables you to claim money back for optician, dental and routine medical bills. The most expensive is the Primecare Gold, which can be pricey but which offers a no-claims discount that starts at 25% and covers expensive items such as radiotherapy. Chemotherapy and psychiatric treatment. Like other insurers, you can plump for a large excess to reduce your premiums and if you choose NHS treatment instead of a private hospital stay, Standard Life Health Insurance will give you a cash benefit of £250 per night.