Legal and General Health Insurance

Website: Legal and General Health Insurance

Legal and General Health Insurance offers both private medical insurance and health cash plans, and you can both get a quote and apply online. The medical insurance includes payment protection as standard, and you can take advantage of a scheme that offers payment holidays and a no-claims bonus.

Legal and General Health Insurance gives you the choice of two types of plan: private medical insurance, and a cash plan to take care of routine bills such as trips to the dentist. If you go for the insurance option you can choose between three levels of cover: Essentials, Essentials Plus and Comprehensive. A fourth option, HealthCare Rewards, offers a loyalty bonus and no-claims benefit and also enables you to take payment holidays if money gets tight.

Diagnostic tests and radiotherapy are covered by all of the plans from Legal and General Health Insurance, but in-patient and out-patient psychiatric treatment is only covered by the most expensive Comprehensive plan.

The Legal and General Health Insurance site isn't the easiest to navigate, but there's plenty of information including the all-important details of what each plan does and does not cover. You can get a quick quote online and also apply for a policy using the site.