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WPA Health Insurance

Website: WPA Health Insurance

WPA Health Insurance offers a dizzying range of products, which means it takes time to find the right product - but the product is much more likely to meet your needs. There are cash plans and full health insurance, and there is also a special plan for self-employed people. You can get a quote and apply online.

WPA Health Insurance isn't short of products: there are packages for self-employed people, for simple cash plans, for build-your-own health plans and even cheap cover for professionals. You can choose between plans with low excesses or plump for excesses of up to £5,000 to keep your premiums extremely low.

Another way to reduce your premiums is to opt for a WPA Health Insurance plan with what the firm calls "shared responsibility". You choose the maximum amount you'd be willing to pay and receive a discount of up to 60% on your premium. If there's a medical bill, you pay 25% and WPA pays the remaining 75%. Once you've reached your maximum amount, WPA steps in and pays 100% of the bills. It sounds more complicated than it is, and it can make a massive difference to your monthly payments.