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Saga Health Insurance

Website: Saga Health Insurance

The Saga Health Insurance Web site is a model of clarity, with up-front explanations of what health insurance can and cannot do together with a quick guide to the different policies on offer. The cheapest policy has some key exclusions, but all the policies offer a no-claims bonus.

Other insurers should take a good look at the Web site for Saga Health Insurance, which is a masterpiece of simplicity and clarity. It's easy to see what the different plans offer (and what they don't cover), and you can apply online.

Saga Health Insurance offers three plans: Saver, Secure and Super. The Saver is the cheapest, and while it covers in-patient treatment, radiotherapy and other key treatments it excludes psychiatric care, CT and MRI scans. These things are all covered by the Super plan.