Multi Trip Travel Insurance

Multi trip travel insurance is usually, but not always, an annual travel insurance policy that's best suited to frequent travellers such as businesses, sports fans (and participants) or anyone else who travels frequently. Premiums are usually much cheaper than taking single-trip policies every time you travel, and you can get particularly good deals on more expensive policies such as winter sports insurance.

Before deciding on multi trip travel insurance it's important to consider how often you're likely to travel; if you'll only be making a few trips then individual single-trip policies might work out cheaper. However, if you or your family travel frequently then you could save a great deal of money by plumping for multi trip insurance.

If you're planning a longer trip, don't assume that a multi trip policy will cover you: most policies limit the duration of your journeys, so for example your policy may only cover you for trips of up to 45 days. For longer stays, such as gap years or working abroad, you'll need to find a broker specialising in extended stay travel insurance.

Multi trip travel insurance is available everywhere, from cheap brokers such as Insure & Go to household names such as Norwich Direct.