Life Insurance Company UK
How to find the right life insurance deal without buying extras you don’t need.
When finding a life insurance company UK consumers have an increasing choice of tem life providers. However, the number of whole-of-life providers has remained pretty steady for years; and an independent adviser is your best way to a clear recommendation.
When looking for a life insurance company UK buyers are spoilt for choice. Term insurance, the most popular and most economical (but also the least flexible) type of policy is highly competitive, and can be found in supermarkets, over the phone or online. As more advice is required before taking out a whole-of-life policy, you’re better off going to a financial adviser than directly to a traditional life office.
Additionally, in the case of almost every life insurance company UK buyers will face the prospect of being sold not only a life policy, but also any number of bolt-on elements including critical illness cover, accident and unemployment cover, terminal illness cover, private medical insurance…. The list is frankly endless- all are forms of insurance, and as a person sensible enough to consider life cover, you are deemed the ideal target for these additional services: so be ready for the onslaught, and do your research online first. Know what products you’re genuinely interested in, and buy the right cover for your needs. The golden rule is: If there’s one thing worse than having too many different policies, it’s being underinsured even if you only have one policy.
|
|
|
|
|