Quote Search
Car Insurance Travel Insurance Home Insurance Life Insurance Health Insurance
Select Company
Keyword Search

Travel Insurance

Home Insurance

Life Insurance

Health Insurance

Tesco Car Insurance
Major Names

Abbey Life Insurance

Barclays Life Insurance

Eagle Star Life Insurance

Equitable Life Assurance Society

Friends Provident Life Assurance

Nationwide Life Insurance

Prudential Life Insurance

Standard Life Insurance

Tesco Life Insurance

Windsor Life Assurance

Term Life Assurance UK

Life Assurance Pension

Guaranteed Life Insurance

Cheap Life Insurance UK

Cheap Life Insurance Quote

Cheap Life Insurance

Life Assurance Cover

Assurance Cover Critical Illness Life

Life Assurance Rate

Cheapest Life Insurance

Life Insurance Company UK

Quote life insurance

Life Insurance Comparison

Insurance Life

Level Term Life Insurance UK

Term Life Insurance

Mortgage Protection Life Insurance

Combined Life Insurance

Term Life Assurance

Group Life Assurance

Best Life Insurance

Affordable Life Assurance

Life Assurance Quotation

Affordable Term Life Assurance

Life Assurance Cost UK

Life Assurance Quote

Life Assurance Comparison UK

Life Assurance Cost

Life Assurance Company UK

Best Life Assurance

Affordable Life Insurance

Affordable Term Life Insurance

Cheap Life Assurance

Life Assurance Policy

Cheapest Life Assurance

Cheap term life insurance

Life assurance Rate UK

Life Assurance Premium

Life assurance Quote UK

Life assurance company

Life Assurance

Life Assurance Comparison

Low Cost Life Insurance

Joint Term Life Insurance

UK Life Assurance

Mortgage Life Insurance

Life Insurance Policy

Mortgage Life Insurance Quote

Life Insurance in the UK

Life Insurance Quote UK

Life Insurance Direct

Mortgage Life Assurance

Discount Life Assurance

Life Insurance

Critical Illness Life Insurance

Life Insurance Information

Life Insurance Quotation

Competitive Term Life Insurance

UK Life Insurance Cover

UK Life Assurance Company

Low Cost Term Life Insurance

Life Insurance Cover

Mortgage Life Assurance UK

Term Life Insurance UK

UK Life Insurance

Term Life Insurance Quote

Decreasing Term Life Insurance

Life Insurance Agent

Life Insurance Broker

Mortgage Life Insurance UK

Life Insurance Quotation UK

Life insurance company

Term Life Insurance Policy

Standard Life Assurance Company

Life Insurance Term

Term Life Insurance Rate

Level Term Life Insurance

Life Insurance Rate

Life Insurance Critical Illness Cover

Discount Life Insurance

Life Assurance UK

Life Insurance UK

Life Insurance Quote

Compare Life Insurance

Car Insurance

Travel Insurance

Home Insurance

Life Insurance

Health Insurance

Personal Finance News

Copyright Notice
Useful Sites

loan.org.uk - guide to getting a loan

Life Insurance Agent

The people who sell life policies, and whether you need them at all.

A life insurance agent can be tied to one company, or give you the full range of products- be sure you get the advice you need. Equally, for term life policies, you may not need a life insurance agent at all- term policies are simple to understand, and plentiful on the high street and the internet.

Looking for a life assurance agent is a complicated business. For starters, you need to know that the word “Agent” is loaded with meaning. Agents are often representatives of only one company, and only qualified or authorised to give you details of that company’s products.

Brokers however are even more complicated- some advise on only one company’s policies, others are wholly independent, and a third group only advise on a certain range of products: there’s no excuse for not asking the minute you walk through the door what sort of outfit you’re dealing with!

But much more interesting is whether you need a life assurance agent at all. There has been a massive expansion in the number of companies offering term life insurance (the most basic form of life insurance, and very much like a motor insurance policy… but with higher stakes!) For term insurance, a quick look at internet sites like Moneynet, LifeSearch or MoneyExtra will bring up a whole host of options. Term insurance is relatively simple, it’s a straight insurance policy with no investment element, and you might get away without paying any (often hidden) commission to a broker. Everyone from Direct Line to Norwich Union can offer you term life insurance directly.

If however you want a whole of life policy, a unitised policy, an endowment policy, or anything else which involves investment (and serious planning), then don’t hesitate to find a life insurance agent: getting the right deal will be much better in the long run, even if you do pay a small commission to the intermediary.