Life Assurance Comparison
Where to find the right advice and market figures for term and whole of life assurance.
Making a life assurance comparison of term quotes is easy- check Teletext and online for a wide range of instant comparisons. And don’t skimp- policy prices can differ by 70% or more. However for whole of life policies, don’t do your own research- contact a financial adviser.
Getting quotes on term policies is fairly easy- usually you can pick up a quote in around three minutes, and it’s therefore easy to make a life assurance comparison without too much hassle. Expect to be asked whether you smoke, and a fair amount about previous illnesses if you have any. Your job will also be material to the quote you get.
To make an effective life assurance comparison (of term quotes) start online, then check out ITV2 or Teletext, as plenty of independent companies advertise there.
Then whiz through the Sunday papers for more options. An hour of telephone calls will sort the wheat from the chaff.
By the way, if you think it’s rather a lot of effort when policies only cost from between £5 and £9 per month, it’s worth knowing that across a ten year period that £4 difference amounts to £480! Well worth an hour on the phone.
Meantime, if you want a life assurance comparison for whole of life policies, don’t think you can do it by yourself. Almost no policy is the same as any other, and there is no substitute for spending an hour with an independent financial adviser. They are qualified to perform a “factfind”- a formal questionnaire process, with you, to find the right product to meet your needs.
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