Quote Search
Car Insurance Travel Insurance Home Insurance Life Insurance Health Insurance
Select Company
Keyword Search

Travel Insurance

Home Insurance

Life Insurance

Health Insurance

Tesco Car Insurance
Major Names

Abbey Life Insurance

Barclays Life Insurance

Eagle Star Life Insurance

Equitable Life Assurance Society

Friends Provident Life Assurance

Nationwide Life Insurance

Prudential Life Insurance

Standard Life Insurance

Tesco Life Insurance

Windsor Life Assurance

Term Life Assurance UK

Life Assurance Pension

Guaranteed Life Insurance

Cheap Life Insurance UK

Cheap Life Insurance Quote

Cheap Life Insurance

Life Assurance Cover

Assurance Cover Critical Illness Life

Life Assurance Rate

Cheapest Life Insurance

Life Insurance Company UK

Quote life insurance

Life Insurance Comparison

Insurance Life

Level Term Life Insurance UK

Term Life Insurance

Mortgage Protection Life Insurance

Combined Life Insurance

Term Life Assurance

Group Life Assurance

Best Life Insurance

Affordable Life Assurance

Life Assurance Quotation

Affordable Term Life Assurance

Life Assurance Cost UK

Life Assurance Quote

Life Assurance Comparison UK

Life Assurance Cost

Life Assurance Company UK

Best Life Assurance

Affordable Life Insurance

Affordable Term Life Insurance

Cheap Life Assurance

Life Assurance Policy

Cheapest Life Assurance

Cheap term life insurance

Life assurance Rate UK

Life Assurance Premium

Life assurance Quote UK

Life assurance company

Life Assurance

Life Assurance Comparison

Low Cost Life Insurance

Joint Term Life Insurance

UK Life Assurance

Mortgage Life Insurance

Life Insurance Policy

Mortgage Life Insurance Quote

Life Insurance in the UK

Life Insurance Quote UK

Life Insurance Direct

Mortgage Life Assurance

Discount Life Assurance

Life Insurance

Critical Illness Life Insurance

Life Insurance Information

Life Insurance Quotation

Competitive Term Life Insurance

UK Life Insurance Cover

UK Life Assurance Company

Low Cost Term Life Insurance

Life Insurance Cover

Mortgage Life Assurance UK

Term Life Insurance UK

UK Life Insurance

Term Life Insurance Quote

Decreasing Term Life Insurance

Life Insurance Agent

Life Insurance Broker

Mortgage Life Insurance UK

Life Insurance Quotation UK

Life insurance company

Term Life Insurance Policy

Standard Life Assurance Company

Life Insurance Term

Term Life Insurance Rate

Level Term Life Insurance

Life Insurance Rate

Life Insurance Critical Illness Cover

Discount Life Insurance

Life Assurance UK

Life Insurance UK

Life Insurance Quote

Compare Life Insurance

Car Insurance

Travel Insurance

Home Insurance

Life Insurance

Health Insurance

Personal Finance News

Copyright Notice
Useful Sites

loan.org.uk - guide to getting a loan

Insurance Life

Know what you want before you buy to ensure a good deal at the right price.

As with all insurance life products are highly differentiated- term insurance is entirely different from investment-based whole-of-life cover. Do you also want critical illness or terminal illness cover? And are your premiums protected? Time to find a financial adviser!

With insurance life gets complicated because insurance companies want it to be complicated. They have to find a way to make their products attractive, and that’s why there are so few simple products, and so many tweaks and options on offer. Rather like going into a shop to buy a shirt and coming out with an entire wardrobe plus cleaning products, it’s easy to end up with more than you bargained for; and your first objective is to know what sort of product you want. Here are some tips.

  1. With life insurance life doesn’t necessarily mean life. Term policies only cover you for a set period, and are correspondingly cheaper. If you want a guaranteed payout, you probably need a whole of life policy.
  2. Whatever type you buy, establish what sort of payout you want. Over 90% of customers are believed to be underinsured- which rather makes the whole process pointless. Have you considered the inflationary value of your contributions?
  3. As well as life insurance life cover can also include critical illness cover and terminal illness cover, which allows you to enjoy the benefits of a payout before you die.
  4. And finally are you protected in the event of being unable to pay your premiums? Some sort of unemployment cover or premium waiver policy might be required.

Always think first- decide what you need before being blinded by the science. A good independent financial adviser will gladly assist you in finding the right type of policy.