Holiday Travel Insurance

You probably won't be hijacked or kidnapped by mercenaries during a fortnight in Majorca, but there are still plenty of reasons why holiday travel insurance could save your bacon.

Holiday travel insurance is a great way to stop problems from ruining your holiday. If your flight is delayed, you can get compensation; if it's really delayed, your insurance could cover the cost of hotel accommodation. Then there are big problems, such as cancelling your holiday or having to fly back early because your mum's ill. Without insurance, you won't get any money back. And then there's the health insurance that's included in your policy, which pays for emergency medical treatment and puts you in touch with expert help 24 hours a day.

You can get holiday travel insurance in two main forms: single trip, for when you're only going away once, and multi-trip, for when you expect to make lots of foreign trips in a year. There's a wide range of policies for individuals, couples, families and single parents too.

Holiday travel insurance is cheaper than you think: for two weeks in Europe, a single traveller will pay £10-£20 while a family can expect to pay £40-£50. When you consider what it would cost you if everything goes wrong, it's a small price to pay for peace of mind.