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Health insurance UK

Understanding the available options

When it comes to health insurance UK customers can choose from a number of different policies. The cheapest is a cash plan, which pays out for routine medical bills; more expensive policies will cover you for serious medical procedures and hospital stays, although some treatments may not be covered.

When it comes to health insurance UK firms offer a range of packages to suit different people. The cheapest package is usually a cash plan, and this involves a low monthly payment which entitles you to money back for routine treatment such as dental bills and in some cases, hospital stays.

If you're looking for more comprehensive treatment then a more expensive plan might be more appropriate. With health insurance UK firms tend to offer the same package at different prices, and the more expensive the monthly payments the more cover you'll get. Most such packages will pay for hospital treatment (and will give you cash if you opt for NHS treatment rather than private treatment) and cover expensive items such as radiotherapy and chemotherapy; outpatient treatment is rarely covered, and treatment such as psychiatric care is only available as part of the most expensive health insurance packages.