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Affordable health insurance

When you're choosing health insurance it pays to shop around

Affordable health insurance is widely available, but there are big differences between different firms - and even between one firm's range of policies. It's important to shop around, but make sure you're comparing like with like. Two policies with identical prices may not have identical levels of cover.

Finding affordable health insurance isn't difficult: there are stacks of firms who will happily offer health insurance at knock-down prices. However, finding affordable health insurance that covers everything you need can be trickier, and it's important to shop around. If you don't you could end up paying for inadequate cover.

When you're looking for affordable health insurance it's important to compare levels of cover carefully. Does the insurer pay the entire claim, or just a percentage? Can you go private immediately, or does your insurance only cover you if the NHS wait is too long? Does the policy cover every eventuality, or does it exclude some treatments that aren't excluded by other insurers?