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As Featured on NewsNow

Post Office offers low unsecured personal loan rates

The post office has announced that its new personal loan will have the lowest interest rate it has ever charged.

The new loan rate will allow customers to borrow between £7,500 and £20,000 at a fixed interest rate of 6.4 per cent - an amount, it points out, which is significantly lower than the average high street rate of over eight per cent.

At the Post Office rates are solely based on the amount borrowed - rather than the age or credit rating of the individual taking out the loan.

Graham Halliday, banking and financial services director at Post Office Limited, noted: "Interest rates have risen one per cent over the past year and people may be feeling the squeeze in their finances.

"Now people should be re-examining their borrowing options and with Christmas only a couple of months away they should be shopping around for a good deal."