Lloyds TSB Home Insurance

Website: Lloyds TSB

Online Quote: Lloyds TSB Online Quote

Phone: 0800 056 3040

Lloyds TSB home insurance relies on multiple insurers for its policies, so you may end up with buildings insurance from one firm and contents from another. The usual exclusions apply, premiums are reasonable and there's a 15% discount for online ordering. New customers also get £50 cashback if they take both buildings and contents insurance.

• Home insurance
• Buildings insurance
• Contents insurance
• Free accidental damage insurance
• Free legal protection
• 15% online discount

Lloyds TSB home insurance offers a range of different policies, and you may find the best deal is from two different insurers: our suburban family's best quote was £16.66 per month for buildings insurance from Allianz and £4.89 per month contents insurance from RSA. Prices head up steeply and chosen insurers change when you add options: by adding home emergency cover and accidental damage cover, our premium rose to £36.15. If you live in a flat you'll need to get on the phone: the website wouldn't give us a quote for flats or maisonettes.

The Lloyds TSB home insurance quote form isn't the simplest and requires extensive information, but it's not too awful and premiums are reasonable if you're looking for no-frills home insurance cover.