Quote Search
Car Insurance Travel Insurance Home Insurance Life Insurance Health Insurance
Select Company
Keyword Search
Highlights

Travel Insurance

Home Insurance

Life Insurance

Health Insurance

Tesco Car Insurance
Articles

Accidental Damage Insurance

Cheap Home Insurance

Contents Insurance

Discount Home Insurance

Home Insurance Broker

Home Insurance Quote

Home Insurance Quotes

Home Insurance UK

Home Owner Insurance

Student Home Insurance
Major Names

1stQuote Home Insurance

AA Home Insurance

Abbey National Home Insurance

Admiral Home Insurance

Age Concern Home Insurance

AXA Home Insurance

Barclays Home Insurance

Budget Home Insurance

Churchill Home Insurance

Clydesdale Bank Home Insurance

Cooperative Home Insurance

Cornhill Home Insurance

Dial Direct Home Insurance

Direct Line Home Insurance

Eagle Star Home Insurance

Egg Home Insurance

Endsleigh Home Insurance

Esure Home Insurance

Halifax Home Insurance

HSBC Home Insurance

Insure.co.uk Home Insurance

Legal and General Home Insurance

Liverpool Victoria Home Insurance

Lloyds TSB Home Insurance

Lombard Home Insurance

More Than Home Insurance

Nationwide Home Insurance

Natwest Home Insurance

Norwich Union Home Insurance

Peoples Choice Home Insurance

Prudential Home Insurance

SAGA Home Insurance

Sainsburys Home Insurance

Swinton Home Insurance

Tesco Home Insurance

Zurich Home Insurance
Sections

Car Insurance

Travel Insurance

Home Insurance

Life Insurance

Health Insurance

Personal Finance News

Copyright Notice
Useful Sites

loan.org.uk - guide to getting a loan

Home Owner Insurance

Home owner insurance is the Holy Grail for insurers: you're a good risk financially, you're more likely to be careful than people who rent their homes, and it's statistically unlikely that you'll have wild drugs parties or demolish your house with home-made explosives.

The good news is that home owner insurance is available from everyone; the bad news is that there are huge differences between different firms. Some will throw in accidental damage protection and legal cover; others will charge extra. Some insurers will cover your home for up to half a million; others want to know the exact value of rebuilding your house, and woe betide you if you have to claim and you discover you underestimated the figure.

When you're choosing insurance, then, you need to do your homework. You need to know what your house is actually worth, and how much your contents are worth – it might seem sensible to go for contents insurance but not buildings insurance or vice versa, but it's a false economy if something goes wrong and your house gets damaged. It's better to overinsure than underinsure, and many big-name firms have standard levels of cover that are way in excess of the values you actually need.