Home Insurance Broker
Now that everyone and their Gran sells insurance direct, the home insurance broker should be an endangered species – but in fact, brokers are thriving. With so many insurers to choose from, a home insurance broker can save you hours of form-filling: simply fill in your details once and let the broker do all the work.
There are other advantages to dealing with brokers: direct insurers tend to cherry-pick and often refuse to quote for certain types of property, which means that brokers can step right in and handle everyone else – people in rented accommodation or flats, students, people in high-risk jobs and so on.
Even if you're a low risk, a home insurance broker can still help: brokers' portfolios often include big-name insurers and bizarrely, you can end up with a lower quote via a broker than through the firm in question's direct insurance hotline. We've no idea how that works, but it can and does happen.
Another advantage to using a broker is that because most of them give you a selection of quotes, it's easy not just to compare premiums but also to compare levels of cover, exclusions and other key details without wading through endless Internet Explorer windows. By all means check out the big name sites, but if you ignore brokers you could be missing out on some good deals.
|
|
|
|
|