1stQuote Home Insurance

Website: 1stQuote

Online Quote: 1stQuote Online Quote

Phone: 0870 4444 077

1stQuote home insurance has the worst Web design we've seen for ages, but who cares when the prices are this low? The site is easy to use and offers the usual range of cover, and you can tweak the excesses and cover levels to tailor the policy to your requirements.

• Home insurance
• Buildings insurance
• Contents insurance
• Accidental damage insurance
• Legal protection

1stQuote home insurance looks awful – Web design courtesy of your local children's playgroup – but the firm has given some serious consideration to the quotation process. You're taken step by step through the process and everything is explained in plain English, then the site checks a bunch of different insurers to find the best quote.

Terms, cover and conditions vary from insurer to insurer, but premiums can be very low: our suburban family was quoted £134.52 for £100,000 buildings and £35,000 contents insurance, while our urban couple were quoted just £82.30 for £35,000 of contents insurance – with standard £50 voluntary excesses. Accidental damage is available as an additional option, although all of the contents policies on offer from 1stQuote home insurance include accidental damage to your TV and stereo. If rubbish Web design is the price you have to pay for ultra-low premiums, we can't imagine anyone complaining.